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Financial troubles are often at the root of both bankruptcy and divorce. If you are contemplating bankruptcy relief as your marital relationship is coming to an end, you may be wondering whether to wait until after the divorce is finalized before filing your petition for Chapter 7 or Chapter 13 bankruptcy. As we will...

Can bankruptcy stop the repossession of a vehicle? In most cases, yes — at least temporarily. If you have fallen into default on your car loan and are facing repossession, the bankruptcy automatic stay can protect you from a repossession before it begins.  How filing for bankruptcy works with repossessions in Arizona depends in...

When you are looking for a way out from under overwhelming debt, you may find yourself weighing debt settlement vs bankruptcy as your two main options. Bankruptcy is a powerful tool, but it is not necessarily the only choice you have.  Several debt relief mechanisms exist that do not require federal bankruptcy protection, and...

Creditors use a variety of informal and formal means to recover debts. One of the last measures a creditor will resort to is wage garnishment, which is a legal process to have some of your wages withheld to pay a debt. Federal and Washington state laws provide for wage garnishment. In this blog post,...

Under Arizona law, by using the state's bankruptcy exemptions, you can keep some cash and personal property that might otherwise go to the bankruptcy estate. Arizona is an "opt-out" state, meaning that instead of federal exemptions under the United States Bankruptcy Code, bankruptcy filers must use Arizona's bankruptcy exemptions. Article 1 of Chapter 8...