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Neither Arizona law nor the United States Bankruptcy Code requires married couples to file bankruptcy together when one spouse's financial situation reaches the point where filing bankruptcy becomes a consideration. You can file for bankruptcy individually. Often, spouses' finances are intertwined, which can complicate the decision of whether to file individually or jointly. Arizona...

The bankruptcy automatic stay can put at least a temporary halt to many kinds of creditor actions against you, like debt collection efforts and lawsuits. In some cases, if your Arizona landlord is a "creditor" because you are behind on your rent payments, then if you file for Chapter 7 bankruptcy, the automatic stay...

When you file for Chapter 7 bankruptcy, you will create a bankruptcy estate that includes everything you own and everything you are entitled to receive as of the date of your filing. But just because you have filed for Chapter 7 bankruptcy does not mean that your income becomes property of the bankruptcy estate....

A bankruptcy default judgment can occur when you have filed for bankruptcy, and another adversarial proceeding is taking place. If you do not respond in time to the plaintiff's complaint in the adversarial proceeding, you may be subject to a default judgment in that proceeding. In this situation, the federal bankruptcy court may allow...

In civil court, a judgment is an order issued by the court after the plaintiff prevails on the merits of its case. Judgments are typically measured in money damages that are measured to compensate the plaintiff for its losses or the harm done to it. If a creditor sues you in Arizona court for...