If you get injured in an Uber or Lyft accident, you may not know how to recover the financial compensation that you deserve. The ridesharing company may make it difficult to receive fair insurance benefits, such as by underestimating your losses or denying a valid claim. A qualified Scottsdale Uber and Lyft accident lawyer at Stone Rose Law can help you protect your legal rights and fight for the results that you require. Speak to our rideshare accident attorneys today during a free case consultation for more information.
It can be difficult to understand whose responsibility it is to pay for your Uber or Lyft car accident in Scottsdale. Unlike a standard car accident case, a rideshare accident involves more than just two individual drivers – it also involves the ridesharing company and related transportation service laws. You may be able to recover financial compensation from your Uber or Lyft driver, the company, a third-party driver or even another party, depending on the circumstances.
Uber and Lyft both carry insurance policies with up to $1 million in coverage for injured rideshare passengers and accident victims outside of the rideshare vehicles, if the rideshare driver is responsible for the crash. The amount of coverage available changes based on the phase of the ride. In phase 1, where the rideshare driver is logged into the app and searching for a rider, Uber and Lyft offer $100,000 in bodily injury insurance per accident and $25,000 in property damage insurance.
In phases 2 and 3, where the rider has accepted a ride and has picked up the passenger, the full $1 million is available. If the driver was offline or wasn’t logged into the Uber or Lyft app at this time of your car accident, the driver’s personal auto insurance policy will apply to your case instead. If a different driver is at fault for the accident, his or her insurance will cover your losses, supplemented by Uber or Lyft’s policy, if necessary. A Scottsdale Uber and Lyft accident attorney can help you determine your options for recovering financial compensation.
If you’ve been injured in an Uber or Lyft accident in Scottsdale, AZ, don’t hesitate to contact Stone Rose Law for a free initial consultation with one of our rideshare accident lawyers. We understand how these cases work and can help you and your family during this difficult time. Call (480) 498-8998 or contact us online now to schedule your meeting.