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Bicycle Accident Claims in Arizona

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Posted on July 26, 2025 in

Bicycle accident claims function similarly to most other personal injury claims. Like other personal injury claims, you need to prove that someone else breached their duty of care, you were harmed, and you suffered damages as a result of the other party’s breach of their duty of care owed to you.

If you have been injured in a bicycle accident and are considering making a claim, call Stone Rose Law at (480) 631-3025 to speak with a personal injury lawyer and get the help you need to get compensated.

Personal Injury Claims in Bicycle Accidents

Personal injury claims for bicycle accidents use the same legal principles as other personal injury cases. 

To win in civil court or to have a persuasive case for settlement with an insurance company, you will need to be able to establish the following claim elements:

  1. The motor vehicle driver owed you a duty. All drivers owe all other drivers and bicyclists a duty to drive using a reasonable degree of care. This means, for example, obeying traffic signs and signals, speed limits, and avoiding distracted driving or driving under the influence.
  2. The driver breached this duty of care to you. You prove this element by showing that the motorist failed to drive with a reasonable degree of care.
  3. You were harmed as a result of the breach of the duty of care. This harm can be physical, or property damage, or mental or emotional harm.
  4. You suffered damages as a result of the harm done to you. You must have suffered harm that can be converted into a sum of money in the form of economic, non-economic, and in some cases punitive damages.

What You Can Recover In Damages After a Bicycle Accident

If you can prove the first three elements of a personal injury lawsuit after a bicycle accident, your bicycle accident damages will take the following forms.

Economic Damages

Economic damages are also known as direct damages. The main feature of economic damages is that they are relatively easy to calculate. Examples of economic damages are:

  • Medical bills that cover medical expenses sustained in a bicycle accident, including emergency room visits and additional compensation for all your ongoing and long-term medical treatment, including medications, medical devices, and physical therapy for serious injuries.
  • Lost income and loss of earning capacity.
  • Costs to repair or replace property damaged in the accident.

There is no limit to how much compensation you can receive for economic damages you can prove in a bicycle accident claim. You prove economic damages by showing receipts, bills, estimates, and invoices related to your financial costs resulting from the accident.

Non-Economic Damages

Non-economic damages are also known as indirect damages. They are not as easy to calculate as economic damages, mainly because they are more subjective in nature, such as the harm you experience from the effects of scarring, disfigurement, and long-term disability.

Examples of non-economic harm are:

  • Physical pain and suffering
  • Emotional distress
  • Mental anguish
  • Anxiety and depression, including post-traumatic stress disorder (PTSD)
  • Loss of companionship, parental guidance, or loss of consortium

In a civil lawsuit, when calculating damages, the jury determines the value of non-economic damages. In bicycle accident settlements, often these damages are calculated by assigning them as a multiplier factor based on your economic damages.

For example, if your insurance company settlement for direct harm is $50,000, and the negotiated multiplier for non-economic harm is 2, then 2 x $50,000 = $100,000, which is added to your direct damages payout for a total of $150,000.

Multipliers are usually in a range between 2 and 5.

In Arizona, there is no limit to how much compensation you can receive for non-economic damages.

Punitive Damages

If the conduct of the motorist in a bicycle accident is especially egregious, such as intentional “road rage” behavior that involves running you and your bicycle off the road or purposefully striking you with a vehicle, and/or was driving while impaired and striking you, and can justify an award of punitive damages.

As with non-economic damages, if a jury concludes that you are entitled to an award of punitive damages in a personal injury court case, the jury will decide the amount. In settlement negotiations using the multiplier method above, punitive damages will increase the multiplier. A multiplier of 5, for example, usually means that punitive damages are being factored into the settlement.

Wrongful Death Claims

Every year, about 30 to 40 bicyclists in Arizona die as a result of their injuries from severe bicycle accidents. If this happens to a linear family member (I.e., mom, dad, children) of yours, then you may have a personal injury cause of action in the form of a wrongful death claim.

Factoring in Arizona Comparative Fault

Often, bicycle accident claims involve allegations by both the motorist and the cyclist that the other is at least partially at-fault. Comparative fault is an affirmative defense that the defendant in a personal injury case can raise to claim that the plaintiff shares some of the blame for the harm the plaintiff suffered.

Comparative fault, if established, will reduce the amount of a jury award in a court case by a percentage equal to the jury’s assignment of the plaintiff’s fault.

For example, let’s say that the motorist defendant in a bicycle accident claim can show that you, as the cyclist, were 20% at fault for the accident. If the jury awards you $50,000 in damages, then your award will be reduced to $40,000 ($10,000 being 20% of $50,000).

Comparative fault is not an absolute defense in Arizona. Technically, as a plaintiff, you can be found to be 99% at fault, and still be able to collect the remaining 1% in damages for the defendant’s share of liability.

Common Causes of Arizona Bicycle Accidents

The reasons behind many bicycle accidents that involve collisions with motor vehicles are well known. Here are the most common explanations for how these accidents occur.

Failing to Yield Right of Way

“Might makes right” is not a rule of the road in Arizona, but sometimes motorists can subconsciously think it applies when ceding the right of way to bicycles.

Not every bicycle rider will give up the right of way to a car or truck, even if the vehicle operator assumes that the bicyclist will do so out of a sense of self-preservation. This can cause collisions when the cyclist believes that the vehicle driver will respect his or her right of way and the driver assumes that the cyclist will stay out of the way.

A common example of failing to yield the right of way leading to an accident is when a car is turning onto another street and the bicyclist is proceeding straight through the same intersection.

Failing to Obey Traffic Signs and Signals

Bicycles are an informal means of transportation; they do not need to be registered, do not require a license to operate, and children as well as adults can ride them. Sometimes this sense of informality can tempt bike riders to not appreciate that bicycles are subject to the same rules of the road as automobiles.

For example, many vehicle drivers and pedestrians can attest to witnessing bicyclists disregarding stop signs at intersections. 

This kind of casual attitude toward observing the legal obligation to obey traffic laws can lead to tragic consequences when a motorist or pedestrian proceeding through the intersection believes that the cyclist is going to stop. Another example is if a motorist entering onto a roadway who is required to yield to ongoing traffic fails to yield to a bicyclist lawfully traveling in the lane of traffic.

Riding on the Wrong Side of the Road

The rule is simple: pedestrians walk along the side of the road while facing traffic, and bicycles travel with the flow of traffic. As with failing to observe traffic signs and signals, when a cyclist chooses not to follow the rules of the road and rides facing traffic, this can cause an accident.

For example, if two bicyclists are riding in a bike lane on the same side of the road, one traveling with traffic and the other against it, this increases the chance of one of them having to swerve out of the bike lane and into the lane of vehicle traffic. Or, both cyclists assume that the other will get out of the way, and they collide head-on.

Also, if as a bicyclist, you are traveling against traffic, this means that you may not see traffic signs and signals coming up that you need to be aware of.

An infographic listing common causes of bike accidents in Arizona.

Distracted Driving or Driving Under the Influence of Alcohol or Drugs

Driving while texting, talking on the phone, or being impaired by a drug while driving is always dangerous. Because bicycles are smaller than cars and often are not equipped with features like lights to make them more visible, the risk of a distracted driver or a drunk driver not seeing them in time to avoid a collision is even greater, and the consequences of the collision are more grave to the cyclist.

The same applies to a bicyclist who is listening to music on earphones, having a phone conversation via headset, or riding while impaired by alcohol and/or drugs. A bicyclist can be held partially negligent if engaged in distracted riding or being impaired while riding a bicycle, despite such not being illegal in Arizona.

How to Reduce Your Risk of Being Hurt in a Bicycle Accident

In addition to observing Arizona state and local laws that apply to bicycles, here are some practical steps you can take to lower your risk of being injured in a bike accident.

  • Wear a helmet. Similar to motorcycle riders, bicyclists who wear a helmet are less likely to suffer traumatic brain injuries, other head injuries, or neck and back injuries in an accident.
  • Ride defensively. Be visible. Wear bright-colored clothes day and night, and use lights and reflectors at night.
  • Be aware of your surroundings. Try to anticipate hazards and adjust your riding accordingly. Periodically look over your shoulder to see what traffic is coming behind you. Consider purchasing a rearview mirror for your bike or helmet.
An infographic listing safety tips for riding bikes.

Arizona Bicycle Laws

Arizona law treats bicycles as vehicles in many instances. This means that bicycles are generally subject to the same laws that motor vehicles are. Arizona’s bicycle laws are written to protect you as a bicyclist and to facilitate safe, respectful interactions among bicyclists, motorists, and pedestrians.

How Arizona Bicycle Laws Apply to Motorists

Here are some specific Arizona laws that motorists must observe when interacting with bicyclists.

  • Safe Passing Law: Motorists must give bicyclists at least three feet of clearance when passing, and five feet preferred where possible.
  • Harassment of Cyclists: Harassing or intimidating a bicyclist is illegal. This includes tailgating, yelling, or obstructing a cyclist’s path.
  • Crossing the Centerline to Pass: If necessary to maintain a safe passing distance, motorists are allowed to cross the centerline when overtaking a cyclist, if it is safe to do so.
  • Bike Lane Use and Right Turns: Motorists should never enter a bike lane except when turning, entering, or leaving the roadway, or parking where allowed.
  • The Door Zone: Arizona law requires motorists to ensure no cyclists are approaching before opening car doors into bike lanes.
  • Using Turn Signals: When turning or changing lanes, motorists must signal their intentions at least 100 feet in advance, giving cyclists and other drivers time to react.

How Arizona Laws Apply to Bicyclists

Arizona Revised Statutes (ARS) 28-811 through 28-817 are the state’s bicycle laws. Specific provisions of these laws include:

  • Bicycles as Vehicles: Cyclists must follow all traffic laws, including in school zones.
  • Direction of Travel: Cyclists must travel in the same direction as other traffic.
  • Lane Position: Cyclists who are traveling slower than traffic should keep as close to the right-hand curb or edge of the roadway as practical. Exceptions include preparing for a left turn, passing, avoiding hazards, or if the lane is too narrow for safe side-by-side travel with vehicles.
  • Yielding to Backed-Up Traffic: If there are more than five vehicles behind you, then you must  pull off the road and let the vehicles pass as soon as it’s safe to do so.
  • No Holding on to Motor Vehicles: You may not hold onto another vehicle on the road.
  • Riding Two Abreast: Cyclists may ride no more than two abreast in a single lane. When doing so on roads that do not have a bike lane, riders should yield to allow traffic to pass safely.
  • Bike Paths and Multi-Use Paths: On bike paths or multi-use paths designated by local authorities, cyclists should use caution and yield when necessary.
  • Turning and Signaling: Cyclists must signal turns and lane changes, using hand signals to show intent. Signals must be given at least 100 feet before turning.
  • Yielding to Traffic in Roundabouts: In roundabouts, cyclists must yield to traffic already in the roundabout, including other cyclists, before entering. Or, they can dismount and walk their bikes as pedestrians.
  • Red Light and Stop Sign Compliance: Cyclists must obey all red lights and stop signs.
  • Sidewalk Riding: Cyclists are allowed to ride on sidewalks unless otherwise restricted by local ordinances. However, they must yield to pedestrians and provide an audible signal when passing.
  • Arizona Bicycle Helmet Law: Arizona does not have a statewide helmet law, but in Tucson, Sierra Vista, Yuma County, and Pima County, it’s mandatory to wear a helmet if you’re under the age of 18.
  • Visibility and Lighting Requirements: Arizona State law requires cyclists riding at night to use a white front headlight and, at a minimum, a red rear reflector, both of which enhance visibility and reduce the risk of accidents.
  • Brakes and Hand Control: All bicycles must have a brake that allows the wheels to skid on dry pavement, providing reliable stopping power. Cyclists must keep at least one hand on the handlebars at all times.
  • Passenger Limitations: Bicycles should not carry more passengers than they are designed for. Riders are prohibited from carrying others on handlebars or other parts not intended for seating.

Electric Bicycles (E-Bikes) in Arizona

ARS 28-819 is the state law that applies to Electric bicycles (e-bikes). Arizona classifies e-bikes based on speed and motor assistance. All e-bikes sold in Arizona after 2018 must display a label indicating their class, top assisted speed, and motor wattage.

  • Class 1 and Class 2 e-bikes provide power assistance up to 20 mph. These can be used on bicycle and multi-use paths unless a local authority restricts them. See ARS 28-101(28)(a & b).
  • Class 3 e-bikes provide power assistance up to 28 mph. These are generally restricted to roadways or paths adjacent to highways unless local authorities allow their use on specific bike paths. See ARS 28-101(28)(c).

E-bikes do not require registration, a title, insurance, or a driver’s license to use in Arizona. E-bikes in Arizona are subject to the same rules and privileges as standard bicycles.

What to Do If You Get Into a Bike Crash in Arizona

If you’re involved in a cycling accident in Arizona, here is what to do.

  • Ensure Safety and Call for Help. Move to a safe location off the road to prevent further hazards. Call the police to report the accident; if you are injured, call 911 emergency services. Even if your injuries seem minor, seek medical attention promptly.
  • Exchange Information. Like if you are involved in a car accident, get the other party’s contact information, liability insurance details, and vehicle information. Document the accident scene with photos. If anyone witnessed the accident, get that person’s contact details.
  • Avoid Making Admissions. Limit your interactions with the other party to necessary information exchange. Do not admit fault or apologize for the accident.
  • Wait for Police to Arrive: Stay at the scene until authorities arrive.
  • Get Experienced Legal Advice. Contact your insurer to report the accident. Also, consider consulting an experienced bicycle accident personal injury attorney if you have been injured or have experienced any property damage because of the accident.

Call an Experienced Bicycle Accident Law Firm Today

Bicycle accidents can result in severe injuries and medical costs that your health insurance may not cover completely. The lost wages that result from bicycle accident injuries can place a severe financial burden on you.

The Stone Rose Law Firm represents Arizona cyclists who need to seek compensation after being involved in accidents with motor vehicles, other bicyclists, or pedestrians.

In a free consultation, we can inform you of your legal rights and analyze your potential personal injury claims under Arizona law so you can seek bicycle accident compensation in a fair settlement or pursue a personal injury lawsuit to recover damages for your injuries.

Call Stone Rose Law at (480) 631-3025 or use our online contact form to inquire about our legal services and to schedule an appointment with one of our experienced personal injury lawyers.