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Bankruptcy is generally a non-adversary proceeding that focuses on debt relief and a fresh start. The automatic stay of a bankruptcy will put a stop to court cases and other legal actions that creditors may have started to collect debts, repossess or foreclose on property, or garnish wages. In some bankruptcy cases, creditors may...

Bankruptcy cases in Arizona generally end in one of two ways: dismissal or discharge. A dismissal happens when your bankruptcy case does not reach its conclusion in a discharge of your eligible debts. Discharge is the objective of a bankruptcy filing, which eliminates debts that are subject to the authority of a bankruptcy court...

Bankruptcy treats secured and unsecured debt differently. So, it is important to correctly define which kinds of debts you have before you file for bankruptcy. The fundamental difference between secured debts and unsecured debts is that if you have a secured debt, the creditor has some kind of security interest backed by collateral that...

A bankruptcy on your credit report does not always mean that a prospective landlord will refuse to rent an apartment to you, although some who have strict policies about bankruptcy or high debt may use it against you.  Landlords often consider several factors when deciding who to rent to, including your income, employment history,...

Generally, bankruptcy filings are matters of public record in Arizona. This means that if you file for bankruptcy, members of the public can access information about your case, including your petition, meeting of creditors, and case status, unless an exception applies.  These records are available electronically through the Public Access to Court Electronic Records...