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Sometimes people consider bankruptcy and debt relief as either-or options, but it is more accurate to consider debt relief as a spectrum. Simpler options are at one end of this spectrum, and the more formal procedure of bankruptcy is at the other end. If you are struggling with debt, you must carefully consider which...

When you file for Chapter 7 bankruptcy, your assets become part of what is known as the bankruptcy estate. If you have a tax refund coming, this is considered an asset for bankruptcy estate purposes, which means you may lose your refund. However, multiple factors can come into play that, in some situation,s will...

For many years, bankruptcy has been a way for people to seek financial relief from overwhelming debt. However, it is still subject to many misunderstandings and misconceptions. In this post, we address many of the myths surrounding bankruptcy. If you have any questions about bankruptcy, call Stone Rose Law at (480) 739-2448 for accurate...

The two most common kinds of bankruptcy that individuals use to seek protection from creditors are Chapter 7 and Chapter 13 bankruptcy.  These two options have some things in common, and several features that are different. In this post, we examine the similarities and differences between Chapter 7 bankruptcy and Chapter 13 bankruptcy to...

Unlike Chapter 7 bankruptcy, which usually only takes a few months from start to finish, Chapter 13 bankruptcy takes considerably longer to go through. If you are relying on Chapter 13 bankruptcy protection, you may understandably wonder when you will finally emerge from it. This article explains how the Chapter 13 bankruptcy process works,...