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Chapter 13 bankruptcy under the U.S. Bankruptcy Code is often a good choice for debt relief, but sometimes, after filing for Chapter 13, people discover that it might be more advantageous to switch to Chapter 7 bankruptcy. In this article, we cover the reasons why, if you have already filed for Chapter 13 bankruptcy,...

Divorce and bankruptcy do not always have a causal relationship with each other, but they often occur together. In this article, we cover how bankruptcy and divorce laws work. Specifically, we address the following topics: Filing for bankruptcy separately from your spouse or jointly. The effects of filing bankruptcy proceedings before, during, and after...

Sometimes, people use bankruptcy to take advantage of their creditors. When this happens, federal bankruptcy laws exist that make bankruptcy fraud punishable as a civil offense or a serious federal crime. In this post, we review the U.S. Bankruptcy Code to identify its laws that govern bankruptcy fraud, including: How bankruptcy fraud happens How...

Chapter 13 bankruptcy allows you to keep your assets that might otherwise be subject to liquidation under a Chapter 7 bankruptcy filing. Chapter 13 may also be the kind of bankruptcy filing you must use if you cannot qualify to use Chapter 7 because of the means test. Chapter 13 offers a number of...

Sometimes people consider bankruptcy and debt relief as either-or options, but it is more accurate to consider debt relief as a spectrum. Simpler options are at one end of this spectrum, and the more formal procedure of bankruptcy is at the other end. If you are struggling with debt, you must carefully consider which...