Our experienced VA disability attorneys at Stone Rose Law can help Iowa veterans by providing free assistance in preparing, filing, and tracking your initial or supplemental VA benefits claim. We can also help you determine which Iowa disabled veterans benefits you can claim in addition to any VA disability benefits you receive.
Call Stone Rose Law today at (480) 498-8998 to discuss your Iowa VA benefits claims.
Veterans who have service-related injuries that they sustained or made worse during their service are eligible for healthcare and monthly compensation benefits as part of the VA disability program.
Even if you receive a 0% VA disability rating with no monthly compensation payment, you are still eligible for other valuable veterans’ services. These include medical benefits, VA educational benefits, mental health counseling, and even VA home loan eligibility.
The VA has medical centers in Des Moines and Iowa City, and VA vet centers and clinics in Des Moines, Fort Dodge, and Marshalltown.
The quickest and easiest way to apply for VA benefits is to apply online. You can also submit your completed application to your local VA Regional Office by mail, fax, or in person. In Iowa, the VA regional office is located in Des Moines.
Regardless of which filing option you choose, you must prove three things to receive disability compensation:
To qualify as a veteran eligible to receive VA benefits, your active duty service must fall within a time period the VA recognizes. You can usually establish this through your military service records, including your DD Form 214.
If you’ve received a dishonorable discharge or an other-than-honorable discharge, it may be better first to see if you can work with an experienced VA benefits attorney to improve your discharge by appealing to the VA.
The VA defines a disability as a current physical or mental illness or impairment that your active duty military service either caused or made worse.
You may be eligible for compensation from the VA if your service-related disability makes you less than 100% able-bodied, which can be proved with medical records.
The VA decides whether you have a service-connected disability on a case-by-case basis. Your service medical records and any records of post-service medical treatment you have received will be part of the claims evidence the VA will consider.
Although some medical conditions, known as presumed disabilities, do not require you to prove a connection to military service, most still require you to prove a service connection.
The VA rejects many disability claims because they lack sufficient evidence to create a service connection.
One of our Iowa VA disability attorneys at Stone Rose Law can help you gather all the documents and evidence you need to clear this potential obstacle.
What follows are some specific medical conditions the VA will consider in addition to disabilities that arose directly because of a service-connected disabling event.
A latent condition is one you had when you entered military service, but has not yet become disabling.
If your latent condition becomes worse after you leave the service, the VA will decide whether something happened to you while serving to aggravate it.
Another way you can receive a service-connected disability is if it comes from a separate disability that itself is service-connected.
For example, your doctor might diagnose you as having post-traumatic stress disorder (PTSD) based on a traumatic event you experienced while in service. If your PTSD treatment includes drugs that have a side effect of contributing to significant weight gain, this additional weight could eventually cause you to be diagnosed later on with Type 2 Diabetes.
These events make it possible to trace a secondary service connection by showing that the PTSD treatment caused your diabetes.
The VA will deny your claim if your injury, illness, or disabling condition results from doing something unrelated to a service-connected condition.
If the VA approves your initial or additional disability compensation claim, it will assign you a VA disability rating. Your rating will range from 0% (non-compensable) to 100% for totally disabled veterans.
Factors that go into deciding your disability rating include whether you have multiple disabilities (most veteran claims are for more than one disability) and the severity of each disability.
The VA uses a formula to determine your combined disability rating if you have more than one disability. More complex than a simple combination of two separate ratings, the VA calculations use a collection of tables in a process some call “VA Math” to arrive at a final combined figure.
One of our Stone Rose Law VA lawyers can help you understand and demonstrate the extent and degree of your disability to achieve the disability compensation you need.
Our VA Disability Calculator can help you estimate how much you may receive in monthly disability payments if you have multiple disabilities.
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How much you can receive in monthly disability benefits compensation depends on your single or combined disability rating. The higher your overall disability rating, the more you can receive.
For 2026, the disability rating compensation for an individual veteran is as follows:
| Your Combined VA Disability Rating | VA 2026 Monthly Compensation |
| 10% | $180.42 |
| 20% | $356.66 |
| 30% | $552.47 |
| 40% | $795.84 |
| 50% | $1,132.90 |
| 60% | $1,435.02 |
| 70% | $1,808.45 |
| 80% | $2,102.15 |
| 90% | $2,362.30 |
| 100% | $3,938.58 |
These monthly payments increase for disabled veterans with dependents.
If you have one or more dependents, and your combined disability rating is at least 30%, then you can qualify for additional monthly compensation depending on how many qualifying dependents you have.
A qualifying dependent can include:
Special monthly compensation (SMC) is available if you are a disabled veteran whose service-connected disability is severe enough that you need more than what a 100% disability rating provides.
SMC is available depending on criteria including specific disabilities like the loss of a limb or creative organ, whether you need aid and attendance from someone else, if you are completely and permanently housebound, or if you have suffered a traumatic brain injury and need regular aid and attendance as a result.
Except for SMC category K, SMC benefits replace the monthly compensation benefit you would otherwise receive.
The VA rates SMC benefits through the letters K, L, M, N, O, P, R, S, and T.
Here are the 2025 SMC compensation amounts.
| SMC Category | 2025 SMC Monthly Benefit | Notes |
| K | $136.06 | Paid in addition to your 100% monthly disability compensation |
| L | $4,767.34 | |
| L-½ | $5,013.79 | |
| M | $5,261.24 | |
| M-½ | $5,622.75 | |
| N | $5,985.06 | |
| N-½ | $6,337.11 | |
| O and P | $6,689.22 | No difference in pay between these two categories |
| R-1 | $9,559.22 | |
| R-2 and T | $10,964.66 | No difference in pay between these two categories |
| S | $4,288.45 |
If you are a qualifying surviving dependent of a veteran whose death was caused by that person’s military service, then you may be eligible for dependency and indemnity compensation (DIC).
The base DIC monthly compensation amount for 2025 is $1,653.06.
This amount can increase based on factors like whether the deceased veteran was totally disabled, whether a surviving spouse requires aid and attendance services or is housebound because of a disability, and whether a surviving spouse has children under age 18.
There are multiple special VA veteran benefits you might be eligible for.
For example, if you cannot find or keep substantially gainful employment, you may be able to receive additional VA benefits, like total disability, based on individual unemployability.
You might also receive compensation for costs if you need hospital or convalescent care, or assistance with paying for transportation and clothing.
A Stone Rose Law Iowa veterans disability attorney can help you learn which may apply to your needs.
In addition to the VA’s veterans benefits, Iowa offers several state benefits for disabled veterans, primarily focused on property tax relief, financial assistance, and recreational privileges.
Note that the state benefits below are not all the Iowa benefits you can claim; we only cover those that apply to Iowa disabled veterans.
The listing below may not be comprehensive of all possible state benefits you may qualify for. An experienced Iowa veterans disability benefits lawyer can help you know which state veterans benefits you may be eligible to receive.
The Iowa Disabled Veterans Homestead Tax Credit provides a total exemption from property taxes for 100% service-connected disabled resident veterans and recipients of Dependency and Indemnity Compensation (DIC).
The Iowa Injured Veterans Grant Program provides up to $10,000 to service members or discharged veterans who sustained serious or very serious combat-related injuries in a combat theater of operations after Sept. 11, 2001.
Iowa disabled veterans receive 10 preference points for jobs with the state and local governments.
Iowa veterans with a service-connected disability may receive a lifetime combination hunting and fishing license for $7.
Disabled Veteran License Plates
Eligible disabled veterans can receive a specialty license plate from the Iowa Department of Transportation.
To be eligible, you must be a seriously disabled veteran who has been provided with an automobile by the US government under specified provisions.
At Stone Rose Law, our Iowa VA disability lawyers systematically approach your specific VA claim. After your consultation with an accredited VA disability benefits attorney and with your permission, our attorneys will obtain a copy of your VA claims file.
Because our attorneys have access to the same systems the VA uses to maintain claims files, we can get your claims file quickly.
Once we access your claims file, we review everything in it. This means checking all your service treatment records, your VA records, any previous claims for benefits, and any rating decisions.
We thoroughly scour your records to look for:
After reviewing your file and creating a plan for your initial claim, we will discuss our findings and recommendations with you.
If you have never applied for VA benefits before, we will assist you at no cost in preparing and filing a claim. We will also monitor your claim, assist you with preparing for C&P examinations, and advise you of any VA decisions as part of this free service.
If you are denied VA benefits or believe your VA rating decision awarded you insufficient benefits, we can also help you fight for your benefits through a compelling appeal of the initial VA decision.
You can schedule a free case evaluation with an Iowa veterans VA disability lawyer by calling (480) 498-8998 or using our contact form.
