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A bankruptcy default judgment can occur when you have filed for bankruptcy, and another adversarial proceeding is taking place. If you do not respond in time to the plaintiff's complaint in the adversarial proceeding, you may be subject to a default judgment in that proceeding. In this situation, the federal bankruptcy court may allow...

In civil court, a judgment is an order issued by the court after the plaintiff prevails on the merits of its case. Judgments are typically measured in money damages that are measured to compensate the plaintiff for its losses or the harm done to it. If a creditor sues you in Arizona court for...

It is recommended to stop using your credit card 90 days before filing for Chapter 7 bankruptcy. Under the federal bankruptcy system, you can get into trouble if you use your credit card (or pay it off) in a way that creates suspicion, if not a presumption of fraudulent intent. In this blog post,...

In Arizona, the time it takes to foreclose depends on whether your home loan is mortgage-based or a deed-of-trust loan. The former uses a judicial foreclosure sheriff's sale, while the latter uses a non-judicial foreclosure trustee sale. The non-judicial foreclosure process in Arizona requires at least 91 days from the recording of the notice...

In Arizona, if you fall behind on your home mortgage payments for long enough, your mortgage servicer may begin foreclosure proceedings against you. Losing your home to foreclosure is not inevitable.  Depending on your circumstances, you may be able to use one of multiple paths to get current on your mortgage, work with your...