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Can I Refuse to Make a Recorded Statement to an Insurance Company?

March 13, 2026
Because most car accident claims for compensation settle out of court, making a claim to your own insurance company or to a third party insurer is a standard practice in the aftermath of a car accident. A common tactic that insurance carriers use when you reach out to them is to ask you to...
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Average Permanent Disfigurement  Settlements

March 13, 2026
Most disfigurement claims in Arizona do not go to trial but are settled out of court. The amount you can receive in a settlement payout for a disfigurement claim depends entirely on the nature and severity of your injuries, and the range of settlement amounts varies considerably. A minor disfigurement claim may settle for...
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Debt Consolidation vs Bankruptcy: Which is Better?

February 26, 2026
When you are having trouble managing debt, two common solution options are bankruptcy and debt consolidation. Debt consolidation and bankruptcy are distinct financial strategies to manage debt. Each has its own effects on your credit, assets, and long-term financial health. Whether debt consolidation or bankruptcy is best for you depends on your financial circumstances...
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The Washington Bankruptcy Means Test: Chapter 7

February 26, 2026
Chapter 7 bankruptcy offers many advantages as a means of debt relief through debt discharge. But first, you have to qualify to use it, and that means passing the means test. If you want to know if you qualify for Chapter 7 bankruptcy, please call Stone Rose Law at (480) 630-2765 to get a...
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Does Bankruptcy Affect Spouses?

February 26, 2026
If you are married and considering bankruptcy, how it will affect your spouse depends on whether you are filing individually or your spouse is filing with you. This decision can affect your separate and joint debts and your separate and marital property. Your decision about whether to file bankruptcy separately or together with your...
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