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Chapter 13 bankruptcy allows you to keep your assets that might otherwise be subject to liquidation under a Chapter 7 bankruptcy filing. Chapter 13 may also be the kind of bankruptcy filing you must use if you cannot qualify to use Chapter 7 because of the means test. Chapter 13 offers a number of...

Sometimes people consider bankruptcy and debt relief as either-or options, but it is more accurate to consider debt relief as a spectrum. Simpler options are at one end of this spectrum, and the more formal procedure of bankruptcy is at the other end. If you are struggling with debt, you must carefully consider which...

When you file for Chapter 7 bankruptcy, your assets become part of what is known as the bankruptcy estate. If you have a tax refund coming, this is considered an asset for bankruptcy estate purposes, which means you may lose your refund. However, multiple factors can come into play that, in some situation,s will...

For many years, bankruptcy has been a way for people to seek financial relief from overwhelming debt. However, it is still subject to many misunderstandings and misconceptions. In this post, we address many of the myths surrounding bankruptcy. If you have any questions about bankruptcy, call Stone Rose Law at (480) 739-2448 for accurate...

The two most common kinds of bankruptcy that individuals use to seek protection from creditors are Chapter 7 and Chapter 13 bankruptcy.  These two options have some things in common, and several features that are different. In this post, we examine the similarities and differences between Chapter 7 bankruptcy and Chapter 13 bankruptcy to...